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Lake County car accident attorney uninsured driverBeing involved in a car accident can be a traumatic experience, regardless of whether the collision is minor or major. Even if a car crash does not result in serious injuries, it is likely to cause damage to your vehicle, and you may experience injuries that are not immediately evident which only begin to affect you in the days or weeks after the accident. In most cases, your injuries and the damage to your vehicle will be covered by the insurance policy of the driver who was at fault. But what happens when you are involved in a collision with a driver who has no insurance?

Uninsured Motorist Coverage

All drivers are required by law to have insurance coverage on their vehicles. At minimum, a vehicle must be covered by liability insurance, which will pay for damages a driver causes to other vehicles, drivers, or passengers in a car accident. However, some drivers do not maintain their required insurance coverage. Many people who are involved in an accident with an uninsured driver may believe that they have no way to recover compensation for their injuries or vehicular damages.

In some cases, an injured driver may be able to pursue a personal injury lawsuit against the at-fault driver. However, a driver who does not have insurance will likely not be able to pay damages, and even if compensation is awarded, they may be able to declare bankruptcy in order to avoid paying damages.

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